Nilesh Todarmal

  In 2024, India saw 91 IPOs — a remarkable number. But here’s what’s even more remarkable (and worrying): as per SEBI, 54% of retail investors sold their IPO allotment within a week , and 43% exited on the listing day itself . What does this tell us? That the Indian primary market has become the new secondary market . That investors are no longer investing — they’re chasing . And most caught in this chase? Our youth — energetic, ambitious, digitally empowered , but financially disoriented. 🟠 From Wealth Creation to Quick Gains Traditionally, IPOs were seen as a way to participate in a company’s long-term growth — where patient capital met promising business models . The goal was clear: wealth creation. But today? IPOs are being treated like lottery tickets . Buy on allotment. Sell on listing. Profit? Great. No profit? Next shiny object. This isn’t investing. This is speculation. 🔴 Influencers Over Financial Literacy Our youth is drowning in financial content — ...

Imagine this: you're excited about making quick money in the stock market by trading futures and options (F&O). You’ve heard stories of people doubling their money overnight, so you jump in, hoping for the same. But did you know, according to a recent SEBI study, more than 1 crore traders in India lost a whopping ₹1.81 lakh crore between FY22 and FY24? 😨 Yes, you read that right. While it’s easy to get drawn in by the allure of quick profits, the harsh reality is that a majority of individual F&O traders end up losing money. Let’s break down the numbers and see what’s really going on. The Reality Check: 91% of Traders Lost Money 😞 In fiscal year 2024 alone, 91% of F&O traders lost money , and this group wasn't small. That's about 73 lakh people . Even more alarming, 93% of traders under 30 lost money. These numbers show that F&O trading is not as easy as it seems, especially for younger traders, many of whom are attracted by the idea of making quick profit...